When does Black Friday start at ING?
The Black Friday offer for eligible ING Personal loans runs from 3 to 12 November 2026. It is available through Home’Bank and ING Offices, subject to the conditions for each channel.
View offers at ING ↗Black Friday deals and discounts at ING
ING provides accounts, cards, savings and loans, managed through Home’Bank. ING Bazar is a separate area for shopping-related offers. Account benefits and commercial offers should be read separately even when they are accessible through the same ecosystem.
Choose a package for your transactions
Compare included services and conditions for administration, transfers and withdrawals. Check eligibility and the duration of a promotional benefit, then costs applying afterwards. A package name such as Go, More or Extra does not replace the full service and tariff list.
ING Bazar cashback on Black Friday shopping
ING Bazar offers are reserved in Home’Bank before purchasing, and payment must meet the displayed conditions. Check the merchant, eligible channel, deadline and any limits. Cashback is money returned to an account later, not a reduction that necessarily appears in the merchant’s basket at checkout.
For Black Friday purchases, compare product price separately from the Bazar benefit. Retain the offer confirmation and monitor its status in the application. ING states that payment timing varies between offers. Do not treat that money as immediately available in your budget or assume every transaction with the same merchant qualifies for the same benefit.
Instalments and a product discount are different
For ING Credit Card, splitting a payment follows the card’s and participating merchant’s conditions. Check the eligible amount, available instalment count and steps required to activate the plan. A financing offer does not automatically mean a lower product price or identical treatment for every purchase made with the card.
Before Black Friday, total existing commitments and the amount you can repay. Read payment deadlines and interest conditions rather than relying only on the displayed instalment. In Home’Bank, check the plan for the specific transaction and its statement; the minimum payment should not be confused with the payment needed to avoid interest under the applicable terms.
Returns and transaction checks
If returning an order paid by credit card, monitor both the merchant’s refund and the instalment arrangement. ING explains that the payment plan may require separate cancellation in Home’Bank. Check the applicable instructions before assuming that a return has closed every related obligation or removed future payments.
After Black Friday shopping, reconcile orders with transactions, repayment amounts and expected cashback. Keep confirmations until the position is clear. For discrepancies, use support available through the official application. Avoid sharing card details or approving a payment merely to receive a supposed refund mentioned in a message. Check the transaction purpose inside the banking application before authorising anything.